As we talked about in Arizona’s workers’ comp system, one of the biggest differentiators between states could be whether or not they limit, or don’t limit, what can cause an injury and make an employer liable to pay for that injury to an employee on the job. One of the more basic differentiators is whether or not employers have to have workers; comp coverage at all.
Arkansas employers, listen up to me now, if you haven’t been listening before, because I am about to let you know what you need to know when it comes to the peculiarities of your workers’ comp system. So far, we’ve seen states that mandate that an employer only have one employee before they need workers’ comp. We’ve seen a state that requires that an employer have five employees.
Arkansas law falls right in the middle of that range. According to Arkansas code on workers’ comp coverage, most employers with three or more employees ought to have coverage for them. As with the other states that we have looked at, there are exemptions to this rule, and to find out if you meet one of these exemptions—never assume—you should contact your insurance agent, or double check with the state commission.
One thing is for certain and similar in most states in the Union, though, and that is that employees shouldn’t have to foot the bill for their workers’ comp coverage. And like most other states in the Union, in Arkansas, you the employer cannot deduct the workers’ comp payments from the employee’s paycheck every week, or after they get injured.
There is another thing similar between Arkansas and other states: If you fail to follow these rules and other workers’ comp regulations in the state, you could face stiff fines and other penalties.
Last 10 posts by Mark
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